/* Hire a CTO – theme follows technoplanetsolutions.com; palette from the TechnoPlanet logo:
   red arc #D80000, near-black wordmark #101010, globe navy #243084, grey #808080. */
:root{--red:#d80000;--red-dark:#b00000;--red-soft:#fff1f1;--navy:#243084;--navy-soft:#eef0fb;--ink:#101010;--text:#1d1d22;--muted:#5b5f66;--grey:#808080;--line:#e5e6ea;--bg:#f6f6f8;--white:#fff;--radius:14px;--shadow:0 1px 2px rgba(16,16,16,.05),0 6px 20px rgba(16,16,16,.06);--shadow-lg:0 18px 44px rgba(16,16,16,.14);--max:1180px;--font:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{margin:0;font-family:var(--font);color:var(--text);background:#fff;line-height:1.65;font-size:16px;overflow-x:hidden}
img,svg{max-width:100%}img{height:auto}
a{color:var(--red);text-decoration:none}a:hover{text-decoration:underline}
h1,h2,h3,h4{color:var(--ink);line-height:1.2;margin:0 0 .6em;letter-spacing:-.015em}
h1{font-size:clamp(2rem,4.6vw,3.2rem);letter-spacing:-.025em;font-weight:800}
h2{font-size:clamp(1.5rem,3vw,2.15rem);font-weight:800}h3{font-size:1.15rem;font-weight:700}
p{margin:0 0 1em}ul,ol{padding-left:1.25em}li{margin-bottom:.35em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:860px}.center{text-align:center}.muted{color:var(--muted)}.small{font-size:.875rem}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
.skip-link{position:absolute;left:-999px;top:0;z-index:1000;background:var(--ink);color:#fff;padding:10px 16px;border-radius:0 0 8px 0}.skip-link:focus{left:0}
:focus-visible{outline:3px solid var(--navy);outline-offset:2px;border-radius:4px}
.icon{width:1.15em;height:1.15em;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;vertical-align:-.2em;flex-shrink:0}.icon.sm{width:.95em;height:.95em}.icon.xs{width:.8em;height:.8em}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:.7em 1.3em;border-radius:10px;font:inherit;font-weight:600;font-size:.95rem;border:2px solid transparent;cursor:pointer;text-decoration:none!important;transition:background .15s,color .15s,border-color .15s,transform .1s;text-align:center}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--red);color:#fff;box-shadow:0 4px 14px rgba(216,0,0,.28)}.btn-primary:hover{background:var(--red-dark)}
.btn-outline{background:#fff;color:var(--ink);border-color:var(--ink)}.btn-outline:hover{background:var(--ink);color:#fff}
.btn-light{background:#fff;color:var(--red)}.btn-light:hover{background:var(--red-soft)}
.btn-ghost-light{color:#fff;border-color:rgba(255,255,255,.55);background:transparent}.btn-ghost-light:hover{background:rgba(255,255,255,.14)}
.btn-lg{padding:.85em 1.5em;font-size:1rem}.btn-sm{padding:.5em .95em;font-size:.86rem}
/* top bar + header */
.topbar{background:var(--ink);color:#d4d4d8;font-size:.8125rem}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:38px;flex-wrap:wrap}
.topbar a{color:#e4e4e7;white-space:nowrap}.topbar a:hover{color:#fff}
.topbar-links{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.topbar-tag{letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;color:#a1a1aa}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:16px}
.brand img{display:block;height:42px;width:auto}
.site-nav>ul{display:flex;align-items:center;gap:2px;list-style:none;margin:0;padding:0}
.site-nav li{margin:0;position:relative}
.site-nav a,.sub-toggle{display:inline-flex;align-items:center;gap:4px;padding:.55em .8em;color:var(--ink);font:inherit;font-weight:600;font-size:.93rem;background:none;border:0;cursor:pointer;border-radius:8px;text-decoration:none}
.site-nav a:hover,.sub-toggle:hover,.site-nav a[aria-current=page]{color:var(--red);background:var(--red-soft);text-decoration:none}
.sub{position:absolute;top:100%;left:0;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow-lg);list-style:none;margin:0;padding:8px;display:none}
.has-sub:hover>.sub,.has-sub:focus-within>.sub,.has-sub.open>.sub{display:block}
.sub a{display:block;width:100%}
.nav-cta{margin-left:6px}.site-nav .nav-cta .btn-primary{background:var(--red);color:#fff;padding:.55em 1.1em}.site-nav .nav-cta .btn-primary:hover{background:var(--red-dark);color:#fff}
.nav-toggle{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;padding:9px;cursor:pointer;color:var(--ink)}
.nav-toggle .icon{width:24px;height:24px}
/* breadcrumbs */
.breadcrumbs{background:var(--bg);border-bottom:1px solid var(--line);font-size:.85rem}
.breadcrumbs ol{list-style:none;margin:0;padding:10px 0;display:flex;flex-wrap:wrap;gap:6px}
.breadcrumbs li{margin:0;color:var(--muted)}.breadcrumbs li+li::before{content:"›";margin-right:6px;color:var(--grey)}
.breadcrumbs a{color:var(--navy)}.breadcrumbs [aria-current]{color:var(--ink);font-weight:600}
/* hero */
.hero{background:linear-gradient(135deg,#0b0b0f 0%,#141a4a 55%,var(--navy) 100%);color:#e8eaff;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:-8%;top:-20%;width:640px;height:640px;border-radius:50%;background:radial-gradient(circle,rgba(216,0,0,.22),transparent 68%);pointer-events:none}
.hero-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding:64px 0 72px;position:relative}
.hero h1{color:#fff}.hero h1 .accent{color:#ff4d4d}
.hero .lead{font-size:1.15rem;color:#d7dbff;max-width:60ch}
.eyebrow{display:inline-block;line-height:1.45;background:var(--red);color:#fff;font-weight:700;font-size:.74rem;letter-spacing:.14em;text-transform:uppercase;padding:.4em .9em;border-radius:99px;margin-bottom:1.1em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:1.6em 0 1em}
.hero-art img{width:100%;max-width:520px;margin-left:auto;display:block}
.page-hero .hero-inner{padding:48px 0 54px;grid-template-columns:1.25fr .75fr}
.page-hero .hero-art img{border-radius:var(--radius);box-shadow:var(--shadow-lg);max-width:440px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:1.2em}
.chip{display:inline-block;padding:.35em .85em;border-radius:99px;font-size:.84rem;font-weight:600;border:1px solid rgba(255,255,255,.35);color:#fff}
.chip:hover{background:rgba(255,255,255,.14);text-decoration:none}
.trust-row{display:flex;flex-wrap:wrap;gap:8px 22px;margin:0;padding:0;list-style:none;color:#cfd3f3;font-size:.9rem}
.trust-row li{margin:0}.trust-row .icon{color:#ff6b6b}
/* sections */
.section{padding:68px 0}.section.alt{background:var(--bg)}.section.tight{padding:44px 0}
.section-head{max-width:760px;margin:0 auto 38px;text-align:center}.section-head p{color:var(--muted);font-size:1.05rem}
.kicker{color:var(--red);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:.6em;display:block}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:-34px;position:relative;z-index:2}
.stat{background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;text-align:center;border-top:4px solid var(--red)}
.stat b{display:block;font-size:2rem;color:var(--ink);line-height:1.1;font-weight:800}.stat span{color:var(--muted);font-size:.9rem}
.grid{display:grid;gap:22px}.grid>*{min-width:0}.span2{grid-column:span 2}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s,border-color .15s;display:flex;flex-direction:column}
a.card{color:inherit;text-decoration:none}a.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:#f0b4b4}
.card h3{margin-bottom:.45em}.card p{color:var(--muted);margin-bottom:.8em}
.card .more{margin-top:auto;color:var(--red);font-weight:700;font-size:.92rem}
.ico{width:48px;height:48px;border-radius:12px;background:var(--red-soft);color:var(--red);display:grid;place-items:center;margin-bottom:14px}
.ico .icon{width:24px;height:24px}.ico.navy{background:var(--navy-soft);color:var(--navy)}
.quick-answer{background:var(--navy-soft);border-left:5px solid var(--navy);border-radius:0 var(--radius) var(--radius) 0;padding:20px 24px;margin:0 0 2em}
.quick-answer strong:first-child{display:block;color:var(--navy);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:.35em}
.quick-answer p{margin:0;color:var(--ink);font-size:1.05rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.checklist{list-style:none;padding:0;margin:0 0 1em}.checklist li{padding-left:30px;position:relative;margin-bottom:.7em}
.checklist li::before{content:"";position:absolute;left:0;top:.28em;width:20px;height:20px;border-radius:50%;background:var(--red) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m20 6-11 11-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.crosslist li::before{background-color:var(--grey);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E")}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(5,1fr);gap:16px;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 18px;position:relative;margin:0}
.steps li::before{content:counter(s);display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;margin-bottom:12px}
.steps h3{font-size:1rem}.steps p{font-size:.9rem;color:var(--muted);margin:0}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);background:#fff;margin:0 0 1.6em}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:.95rem}
th,td{padding:13px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--ink);color:#fff;font-weight:700;white-space:nowrap}tbody tr:nth-child(even){background:#fafafb}tbody th{background:var(--navy-soft);color:var(--navy);font-weight:700}
tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}
.hl{background:var(--red-soft)!important;font-weight:600}
/* faq */
.faq-list{max-width:900px;margin:0 auto}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;box-shadow:var(--shadow)}
.faq-item summary{cursor:pointer;list-style:none;padding:18px 54px 18px 22px;font-weight:700;color:var(--ink);position:relative}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:1.6rem;color:var(--red);font-weight:400;line-height:1}
.faq-item[open] summary::after{content:"–"}.faq-item[open] summary{border-bottom:1px solid var(--line)}
.faq-a{padding:16px 22px 6px;color:var(--text)}
/* article */
.layout>*{min-width:0}.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start;padding:52px 0 64px}
.prose h2{margin-top:1.7em;scroll-margin-top:90px}.prose h2:first-child{margin-top:0}.prose h3{margin-top:1.3em}
.prose p,.prose li{font-size:1.04rem}
.prose img{border-radius:var(--radius)}
.aside{position:sticky;top:96px;display:grid;gap:18px}
.toc,.aside-card{background:var(--bg);border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.toc h2,.aside-card h2{font-size:.82rem;letter-spacing:.12em;text-transform:uppercase;color:var(--grey);margin-bottom:.8em}
.toc ol{margin:0;padding-left:1.1em}.toc a{color:var(--ink);font-size:.93rem}.toc a:hover{color:var(--red)}
.aside-card.dark{background:var(--ink);color:#d4d4d8;border:0}.aside-card.dark h2{color:#a1a1aa}.aside-card.dark a{color:#fff}
.aside-card .btn{width:100%;margin-top:8px}
.related a.card{padding:20px}
.meta-line{color:#cfd3f3;font-size:.86rem;margin-top:1em}
/* calculator */
.calc{background:#fff;border:2px solid var(--navy);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow);margin:1.6em 0}
.calc h3{margin-top:0}.calc label{display:block;font-weight:600;margin:14px 0 6px}
.calc input[type=range]{width:100%;accent-color:var(--red)}
.calc select{width:100%;padding:.65em .8em;border:1px solid var(--line);border-radius:10px;font:inherit;background:#fff}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:20px}
.calc-box{background:var(--navy-soft);border-radius:12px;padding:16px}.calc-box.red{background:var(--red-soft)}
.calc-box small{display:block;color:var(--muted)}.calc-box b{font-size:1.4rem;color:var(--ink)}
/* contact */
.contact-card{display:flex;gap:16px;align-items:flex-start}
.contact-card .ico{margin:0;flex:none}.contact-card h3{margin-bottom:.15em}.contact-card a{font-weight:700;font-size:1.1rem}
/* cta band + footer */
.cta-band{background:linear-gradient(120deg,var(--red) 0%,#a80000 100%);color:#fff;padding:54px 0}
.cta-inner{display:grid;grid-template-columns:1.2fr 1fr;gap:30px;align-items:center}
.cta-band h2{color:#fff;margin-bottom:.4em}.cta-band p{margin:0;color:#ffe3e3}
.cta-actions{display:grid;gap:10px}
.site-footer{background:var(--ink);color:#a1a1aa;padding:56px 0 24px;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
.site-footer h3{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:uppercase}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer a{color:#d4d4d8}.site-footer a:hover{color:#fff}
.site-footer address{font-style:normal}.site-footer address p{margin-bottom:.45em}
.footer-about img{margin-bottom:12px}
.policy-links{display:flex;flex-wrap:wrap;gap:8px 18px;border-top:1px solid #2b2b31;margin-top:34px;padding-top:20px;align-items:center}
.policy-title{color:#fff;font-weight:700}.policy-links a{white-space:nowrap}
.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;margin-top:18px;padding-top:16px;border-top:1px solid #2b2b31}
.footer-bottom p{margin:0}.powered a{color:#fff;font-weight:700;border-bottom:2px solid var(--red)}.powered a:hover{text-decoration:none;color:#ff6b6b}
.to-top{position:fixed;right:18px;bottom:18px;width:44px;height:44px;border-radius:50%;background:var(--red);color:#fff;display:none;place-items:center;box-shadow:var(--shadow-lg);z-index:90}
.to-top .icon{transform:rotate(-90deg)}.to-top.show{display:grid}.to-top:hover{background:var(--red-dark)}
/* responsive */
@media (max-width:1020px){
 .g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}
 .layout{grid-template-columns:minmax(0,1fr)}.aside{position:static}.footer-grid{grid-template-columns:1fr 1fr}
 .hero-inner,.page-hero .hero-inner{grid-template-columns:1fr}.hero-art img{max-width:400px;margin:0 auto}
 .page-hero .hero-art{display:none}.split{grid-template-columns:1fr}.cta-inner{grid-template-columns:1fr}
 .hide-md{display:none!important}
 .nav-toggle{display:block}
 .site-nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);max-height:calc(100vh - 120px);overflow:auto;display:none;box-shadow:var(--shadow-lg)}
 .site-nav.open{display:block}
 .site-nav>ul{flex-direction:column;align-items:stretch;padding:10px 16px 18px;gap:0}
 .site-nav a,.sub-toggle{width:100%;justify-content:space-between;padding:.8em .6em}
 .sub{position:static;display:none;box-shadow:none;border:0;padding:0 0 0 14px;min-width:0}.has-sub:hover>.sub{display:none}.has-sub.open>.sub{display:block}
 .nav-cta{margin:10px 0 0}.site-nav .nav-cta .btn-primary{width:100%;justify-content:center}
}
@media (max-width:680px){
 .g2,.g3,.g4,.steps{grid-template-columns:minmax(0,1fr)}.span2{grid-column:auto}.stats{grid-template-columns:repeat(2,1fr);margin-top:-24px}
 .section{padding:48px 0}.footer-grid{grid-template-columns:1fr}.hero-inner{padding:36px 0 48px}
 .eyebrow{border-radius:14px}.hide-sm,.hide-xs{display:none!important}.topbar-tag{display:none}.topbar-inner{justify-content:center}
 .calc-out{grid-template-columns:1fr}.hero-actions .btn{width:100%}.brand img{height:36px}
 .cta-actions .btn{width:100%}.footer-bottom{flex-direction:column}
}
@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
@media print{.topbar,.site-header,.cta-band,.to-top,.nav-toggle{display:none}}

/* ---- Loading animation, lazy loading and scroll reveal (JS-enhanced; content is fully visible without JS) ---- */
#page-loader,#route-progress{display:none}
.js #page-loader{display:grid;position:fixed;inset:0;z-index:2000;place-items:center;background:#fff;transition:opacity .45s ease,visibility .45s ease}
.js #page-loader.done{opacity:0;visibility:hidden;pointer-events:none}
.loader-box{text-align:center;color:var(--ink);font-weight:800;font-size:1.25rem;letter-spacing:-.02em}
.loader-box b{color:var(--red)}.loader-box p{margin:10px 0 14px}
.loader-svg{animation:loader-pulse 1.6s ease-in-out infinite}
.loader-arc{transform-origin:37px 37px;animation:loader-spin 1.1s linear infinite}
.loader-bar{display:block;width:150px;height:4px;border-radius:4px;background:var(--line);overflow:hidden;margin:0 auto}
.loader-bar i{display:block;height:100%;width:40%;background:linear-gradient(90deg,var(--red),#ff4d4d);border-radius:4px;animation:loader-slide 1.1s ease-in-out infinite}
@keyframes loader-spin{to{transform:rotate(360deg)}}
@keyframes loader-pulse{50%{transform:scale(.93)}}
@keyframes loader-slide{0%{transform:translateX(-110%)}100%{transform:translateX(280%)}}
.js #route-progress{display:block;position:fixed;top:0;left:0;right:0;height:3px;z-index:2100;pointer-events:none;opacity:0;transition:opacity .2s}
#route-progress i{display:block;height:100%;width:0;background:var(--red);box-shadow:0 0 8px rgba(216,0,0,.6);transition:width .6s ease}
#route-progress.on{opacity:1}
/* lazy images: shimmer until loaded, then fade in */
img.img-loading{background:linear-gradient(100deg,#eceef3 30%,#f8f9fb 50%,#eceef3 70%);background-size:200% 100%;animation:shimmer 1.2s linear infinite;min-height:60px}
img.img-fade{opacity:0;transition:opacity .5s ease}img.img-fade.img-ready{opacity:1}
@keyframes shimmer{to{background-position:-200% 0}}
/* scroll reveal */
.js .reveal{opacity:0;transform:translateY(26px);transition:opacity .6s ease,transform .6s cubic-bezier(.2,.7,.2,1);transition-delay:var(--d,0s);will-change:opacity,transform}
.js .reveal.in{opacity:1;transform:none}
/* render offscreen sections lazily */
.section,.cta-band,.site-footer{content-visibility:auto;contain-intrinsic-size:auto 640px}
@media (prefers-reduced-motion:reduce){.js .reveal{opacity:1;transform:none;transition:none}.loader-svg,.loader-arc,.loader-bar i,img.img-loading{animation:none}.js #page-loader{transition:none}}